HELLO!! Thanks for visiting RateHouse, your source for the Best Rates, Professional Services & Expert Advice. We are currently updating our rates algorithm. We will be offering rates again soon, we apologize for any inconvenience.

RateHouse Quality Assurance team

Best Mortgage Rates in Alberta

RateHouse offers the best mortgage rates in Alberta, we offer fixed and variable mortgages. Compare Alberta mortgages from banks and brokers today.


Term Rate Rate Hold (Days) Pre-Payment Privilage Company
6 Month Fixed 3.95% 120 15% & 15%
1 Year Fixed 2.59% 0 10% & Double Payment
2 Year Fixed 2.49% 120 15% & 15%
3 Year Fixed 2.59% 60 15/15
4 Year Fixed 2.97% 90 20% & 20%
5 Year Fixed 2.99% 45 20% & 20%
7 Year Fixed 3.89% 0 15% & Double Payment
10 Year Fixed 4.29% 120 15/15


Term Rate PRIME + / - Company
3 Year VRM
(Variable Rate Mortgage)
5 Year VRM
(Variable Rate Mortgage)


Term Rate PRIME + / - Company
5 Year VRM
(Variable Rate Mortgage)
Bank Of Canada
Qualifying Rate

Alberta’s Best Mortgage Rates

The province that is leading the country in housing growth can still benefit from the best mortgage rates Alberta. From Calgary, Edmonton, Red Deer all the way to Fort McMurray and beyond, our partners will get you the best rates. Compare the rates from Banks and Credit Unions with that of our mortgage broker’s special offer. Only available through online application with lenders you know and trust. Ratehouse has partners with established reputable mortgage companies to get the best rate to the consumer.

To get started, simply pick the best mortgage rate and term for Alberta, complete the secured online application form. Our Mortgage partner will contact you within 2 to 4 hours for details.

Ratehouse offers the best mortgage rates Alberta. The mortgage brokers in our network of professional’s offer discounted rates to the consumers. The discounted rates are for all mortgage loans including fixed and variable closed term mortgage, or Home Equity Line of Credit (heloc).

Best mortgage rates Alberta is offered by major banks, including Scotia Bank, TD Canada Trust, National Bank of Canada and many others. Our brokers may be able to negotiate better rate on your behalf with your Bank. Get free advice; tap the knowledge of specialist in the mortgage industry.

Credit Unions also play a key role in the provinces that they hold license in. Most Credit Unions can only offer a mortgage in the province they are located. Vancity , Coast Capital, Duca and smaller local Credit Unions have become very competitive with rates. They have unique local knowledge and can find better solutions for different types of mortgage.

Trust Companies use the broker channel to offer their best rates to the consumers. First National won an award for their online mortgage business solution. Mcap, Street Capital, Alberta Treasury, Merix and many other insured lenders have no retail overhead and can offer the consumer low rates.

Getting mortgages online is now the best solution, save time and money speaks to our mortgage brokers and get free advice. Find detailed information and guidelines for different lenders in Alberta.

Ratehouse collaborates with knowledgeable licensed professionals, who will work hard to get the best mortgage rates Alberta fast. The information that is provide is secured, only the mortgage broker with best rates will have access to the completed application

Easy Steps For Fast Free Approval:

  1. Click Rate
  2. Complete Application (secured)
  3. Press Submit

A mortgage Specialist will contact you within 2 to 4 hours. Get the best mortgage rates Alberta for your home or investment property from the trusted site of Ratehouse.ca.

Stay connected with us using your favourite flavor!

Want to become a Ratehouse professional partner?