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Best Mortgage Rates in British Columbia

RateHouse offers the best mortgage rates in British Columbia, we offer fixed and variable mortgages. Compare British Columbia mortgages from banks and brokers today.

CLOSED FIXED TERM

Term Rate Rate Hold (Days) Pre-Payment Privilage Company
6 Month Fixed 3.95% 120 15% & 15%
1 Year Fixed 2.59% 0 10% & Double Payment
2 Year Fixed 2.49% 120 15% & 15%
3 Year Fixed 2.59% 60 15/15
4 Year Fixed 2.97% 90 20% & 20%
5 Year Fixed 2.99% 45 20% & 20%
7 Year Fixed 3.89% 120 20% & 100%
10 Year Fixed 4.29% 120 15/15

CLOSED VARIABLE TERM

Term Rate PRIME + / - Company
3 Year VRM
(Variable Rate Mortgage)
2.45%
5 Year VRM
(Variable Rate Mortgage)
2.35%

HE-LOC / OPEN LINE OF CREDIT

Term Rate PRIME + / - Company
5 Year VRM
(Variable Rate Mortgage)
3.00%
Bank Of Canada
Qualifying Rate

British Columbia’s Best Mortgage Rates

Ratehouse offers the best mortgage rates Canada. The mortgage brokers in our network of professional’s offer discounted rates to the consumers. The discounted rates are for all mortgage loans including fixed and variable closed term mortgage, or Home Equity Line of Credit (heloc).

Best mortgage rates Canada is offered by major banks, including Scotia Bank, TD Canada Trust, National Bank of Canada and many others. Our brokers may be able to negotiate better rate on your behalf with your Bank. Get free advice; tap the knowledge of specialist in the mortgage industry.

Credit Unions also play a key role in the provinces that they hold license in. Most Credit Unions can only offer a mortgage in the province they are located. Vancity , Coast Capital, Duca and smaller local Credit Unions have become very competitive with rates. They have unique local knowledge and can find better solutions for different types of mortgage.

Trust Companies use the broker channel to offer their best rates to the consumers. First National won an award for their online mortgage business solution. Mcap, Street Capital, Alberta Treasury, Merix and many other insured lenders have no retail overhead and can offer the consumer low rates.

Getting mortgages online is now the best solution, save time and money speaks to our mortgage brokers and get free advice. Find detailed information and guidelines for different lenders in Canada.

Ratehouse collaborates with knowledgeable licensed professionals, who will work hard to get the best mortgage rates Canada fast. The information that is provide is secured, only the mortgage broker with best rates will have access to the completed application

Easy Steps For Fast Free Approval:

  1. Click Rate
  2. Complete Application (secured)
  3. Press Submit

A mortgage Specialist will contact you within 2 to 4 hours.

Get the best mortgage rates Canada for your home or investment property from the trusted site of Ratehouse.ca.


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