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Best Mortgage Rates in Quebec

RateHouse offers the best mortgage rates in Quebec, we offer fixed and variable mortgages. Compare Quebec mortgages from banks and brokers today.


Term Rate Rate Hold (Days) Pre-Payment Privilage Company
6 Month Fixed 3.95% 120 15% & 15%
1 Year Fixed 2.59% 0 10% & Double Payment
2 Year Fixed 2.49% 120 15% & 15%
3 Year Fixed 2.59% 60 15/15
4 Year Fixed 2.97% 90 20% & 20%
5 Year Fixed 2.99% 45 20% & 20%
7 Year Fixed 3.89% 120 20% & 100%
10 Year Fixed 4.29% 120 15/15


Term Rate PRIME + / - Company
3 Year VRM
(Variable Rate Mortgage)
5 Year VRM
(Variable Rate Mortgage)


Term Rate PRIME + / - Company
5 Year VRM
(Variable Rate Mortgage)
Bank Of Canada
Qualifying Rate

Quebec’s Best Mortgage Rates

The Best rate for Quebec is not the same as the rest of the country. Due the unique rules and regulations of this province, the rates are not as competitive, even the larger cities like Montreal and Quebec City. The lenders offer less or no discounting for the residence of this province. Our mortgage brokers work hard to get some discount to help the property owner of this great province. It is best to work with a broker that specialise and resides in the province of Quebec, as there may be complication that regional broker are unaware of.

To get started, simply pick the best mortgage rate and term for Quebec, complete the secured online application form. Our Mortgage partner will contact you within 2 to 4 hours for details.

Ratehouse offers the best mortgage rates Quebec. The mortgage brokers in our network of professional’s offer discounted rates to the consumers. The discounted rates are for all mortgage loans including fixed and variable closed term mortgage, or Home Equity Line of Credit (heloc).

Best mortgage rates Quebec is offered by major banks, including Scotia Bank, TD Canada Trust, National Bank of Canada and many others. Our brokers may be able to negotiate better rate on your behalf with your Bank. Get free advice; tap the knowledge of specialist in the mortgage industry.

Credit Unions also play a key role in the provinces that they hold license in. Most Credit Unions can only offer a mortgage in the province they are located. Vancity , Coast Capital, Duca and smaller local Credit Unions have become very competitive with rates. They have unique local knowledge and can find better solutions for different types of mortgage.

Trust Companies use the broker channel to offer their best rates to the consumers. First National won an award for their online mortgage business solution. Mcap, Street Capital, Alberta Treasury, Merix and many other insured lenders have no retail overhead and can offer the consumer low rates.

Getting mortgages online is now the best solution, save time and money speaks to our mortgage brokers and get free advice. Find detailed information and guidelines for different lenders in Quebec.

Ratehouse collaborates with knowledgeable licensed professionals, who will work hard to get the best mortgage rates Quebec fast. The information that is provide is secured, only the mortgage broker with best rates will have access to the completed application

Easy Steps For Fast Free Approval:

  1. Click Rate
  2. Complete Application (secured)
  3. Press Submit

A mortgage Specialist will contact you within 2 to 4 hours. Get the best mortgage rates Quebec for your home or investment property from the trusted site of Ratehouse.ca.


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